Stamp duty is a state government tax on legal documents — most commonly property sale deeds. Rates vary 3-8% of property value depending on the state. It's paid by the buyer at the time of registration.

Do women get a stamp duty discount?

Many states offer a 1-2 percentage point discount when the buyer is female (or jointly with a female). Examples: Delhi 4% female / 6% male; UP 6% / 7%; Punjab 5% / 7%; Rajasthan 4% / 6%; Haryana 3% / 5%. Some states (Maharashtra, Karnataka, Telangana) offer no gender-based discount. The calculator applies the discount where the state allows it.

Can stamp duty be claimed as tax deduction?

Yes — stamp duty + registration charges paid on a residential property are eligible for deduction under Section 80C in the year of payment, within the overall ₹1.5 lakh 80C limit (Old Tax Regime only). No deduction in the New Regime.

Stamp Duty + Registration Calculator India — All States

Q: What's the registration charge?

Registration charge is a separate fee for registering the sale deed with the sub-registrar. Typically 1% of property value, but some states charge 0.5-4%. Most states cap the registration charge (e.g., Haryana ₹15,000, Maharashtra ₹30,000). The calculator approximates these caps.

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State / UT

Property value As per sale deed / circle rate (whichever higher)

₹

Buyer

Male Female Joint (M+F)

Press Enter in any field to calculate

Total registration cost

₹ 0

Pick state and value, then click Calculate

Stamp duty

State—

Buyer—

Applicable rate0%

Stamp duty₹ 0

Registration

Property value₹ 0

Registration rate0%

Cap—

Registration₹ 0

Pick state, enter property value, then click Calculate.

Disclaimer: State stamp duty schedules are revised frequently by state legislatures. Slab-based rates (e.g., Karnataka), urban vs rural splits (Maharashtra), and city-specific surcharges (e.g., Mumbai metro cess) are simplified here. Always confirm with the sub-registrar's office or the state's IGR portal before paying. Some states also charge a small infrastructure cess or local body tax on top.

Stamp duty by state — quick lookup

Each state has its own page with the exact rate, female-buyer discount, registration charge, worked examples, and FAQs.

Maharashtra

6% + 1% reg (cap ₹30K)

Karnataka

5% + 1% reg (cap ₹15K)

Delhi

6% / Female 4% + 1% reg

Tamil Nadu

7% + 4% reg

Uttar Pradesh

7% / Female 6% + 1% reg

Gujarat

4.9% + 1% reg

Telangana

5% + 0.5% reg

West Bengal

6% / Female 5% + 1% reg

Haryana

5% / Female 3% + 1% reg

Rajasthan

6% / Female 4% + 1% reg

Kerala

8% + 2% reg

Punjab

7% / Female 5% + 1% reg

All 25 states & UTs ›

Browse the full list including northeast, hill states, UTs.

Index

Frequently asked questions

What is stamp duty and why is it state-wise?

Stamp duty is a tax levied by state governments on legal documents — most commonly the sale deed of immovable property. The Indian Constitution puts stamp duty on most documents in the State List, so each state sets its own rate.

Rates typically range from 3% to 8% of property value, plus a separate registration charge of 0.5-4%.

How does the female-buyer discount work?

Many states offer a discount when the buyer is female, to encourage women's property ownership:

Delhi: 4% (female) vs 6% (male)
UP: 6% vs 7% (capped to ₹10L property value for the discount)
Punjab: 5% vs 7%
Rajasthan: 4% vs 6%
Haryana: 3% vs 5%
Bihar: 5.7% vs 6%

For joint registration with at least one female owner, most discount-states give the female rate. States with no gender-based discount (Maharashtra, Karnataka, Telangana, Tamil Nadu) charge the same regardless.

What's the registration charge?

The registration charge is a separate fee paid to register the sale deed with the sub-registrar. Typical rates:

1% of property value (most states)
0.5% in Telangana
2% in Kerala, Bihar, Odisha
3-4% in Madhya Pradesh, Tamil Nadu, Puducherry

Many states cap the registration charge: Maharashtra ₹30,000, Haryana ₹15,000, Karnataka ₹15,000.

Can I claim stamp duty as a tax deduction?

Yes — under Section 80C of the Income Tax Act, stamp duty + registration charges paid on a residential property are eligible for deduction in the year of payment, within the overall ₹1,50,000 80C limit.

Available only under the Old Tax Regime. Not in the New Regime (FY 2026-27).

What about TDS on property purchase?

Separately, if the property value is ≥ ₹50 lakh, the buyer must also deduct 1% TDS under Section 194IA at the time of payment to the seller, and deposit it via Form 26QB. Use the GSTBox TDS Calculator for that.

Stamp Duty + Registration Calculator

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