Stamp Duty in Kerala — 2026
Stamp duty 8% + registration 2%. Use the calculator below for your exact property value.
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Stamp duty rates in Kerala — at a glance
| Buyer type | Stamp duty | Registration | Total |
|---|---|---|---|
| Male buyer | 8% | 2% | 10.00% |
| Female buyer | 8% | 2% | 10.00% |
| Joint (M + F) | 8% | 2% | 10.00% |
How stamp duty works in Kerala
Stamp duty is a state government tax on legal documents — most commonly the sale deed when you buy a property. In Kerala the standard rate is 8% of property value.
Unlike many Indian states, Kerala does not currently offer a gender-based stamp duty discount. Male, female, and joint buyers all pay 8%.
On top of stamp duty, Kerala charges a registration fee of 2% (no cap), which is paid to the sub-registrar at the time of deed registration.
Note: High at 8% + 2%.
The total upfront cost (stamp duty + registration) is typically 10.00% of property value for male buyers in Kerala, before legal fees, GST on under-construction properties, and any society transfer charges.
Worked examples — total cost in Kerala
| Property value | Male | Female | Joint |
|---|---|---|---|
| ₹ 25,00,000 | ₹ 2,50,000 (10.00%) | ₹ 2,50,000 (10.00%) | ₹ 2,50,000 (10.00%) |
| ₹ 50,00,000 | ₹ 5,00,000 (10.00%) | ₹ 5,00,000 (10.00%) | ₹ 5,00,000 (10.00%) |
| ₹ 75,00,000 | ₹ 7,50,000 (10.00%) | ₹ 7,50,000 (10.00%) | ₹ 7,50,000 (10.00%) |
| ₹ 1,00,00,000 | ₹ 10,00,000 (10.00%) | ₹ 10,00,000 (10.00%) | ₹ 10,00,000 (10.00%) |
| ₹ 2,00,00,000 | ₹ 20,00,000 (10.00%) | ₹ 20,00,000 (10.00%) | ₹ 20,00,000 (10.00%) |
Stamp duty + registration combined. Percentages in brackets show total cost as a fraction of property value.
Stamp duty in neighbouring states
Frequently asked questions about stamp duty in Kerala
What is the stamp duty rate in Kerala for 2026?
Stamp duty in Kerala is approximately 8% of property value for male buyers, 8% for female buyers, and 8% for joint (male + female) registration. Registration charge is an additional 2% with no cap. High at 8% + 2%.
Is there a female-buyer stamp duty discount in Kerala?
Kerala does not currently offer a gender-based stamp duty discount. Both male and female buyers pay 8% on a sale deed. High at 8% + 2%.
How much is the registration charge in Kerala?
Registration charge in Kerala is 2% of property value with no cap. This is paid in addition to stamp duty when registering the sale deed at the sub-registrar's office.
Can I claim stamp duty in Kerala as a tax deduction?
Yes — under Section 80C of the Income Tax Act, stamp duty + registration charges paid on a residential property in Kerala are deductible in the year of payment, within the overall ₹1.5 lakh 80C limit. Available only under the Old Tax Regime.
Do I also need to pay TDS on a property purchase in Kerala?
Yes — separately from stamp duty, if the property value is ₹50 lakh or more, the buyer must deduct 1% TDS under Section 194-IA at payment to the seller and deposit via Form 26QB. Use the GSTBox TDS Calculator for the exact amount.